How can The Suzuki Centre help me?

SUZUKI CENTRE APPROVES!

We provide auto loans for people with good credit, bad credit, poor credit, slow credit, no credit, after bankruptcy, and other high risk car financing. While we deal with all regular financing such as auto manufacturers, major banks, and leasing companies, we also have sources available to handle credit, which may not meet the lending standards of the major banks and/or auto manufacturers. We will get you approved at the lowest possible rate your credit will allow.  Taking a moment to fill out our secure finance application is your first step to rebuilding your credit.

What is considered Bad or Poor Credit?

Bad Credit, Slow Credit and other Credit challenges can vary. A number of our customers have experienced difficulties due to missing payment obligations, divorce, bankruptcy or other circumstances that has led to bad or poor credit.  The good news is that the Suzuki Centre of Saskatoon devotes 100% of its time to overcoming these challenges and getting all types of credit approved, no matter what your credit history is like. 

Is bad credit really that common?

With predatory lending practices, identity theft and now an unstable global economy, it's no surprise that many good people are struggling with their debt. Often they have a hard time keeping up with their credit obligations and unfortunately that can hurt their credit scores.

Over 25% of Canadians carry between $10,000 and $40,000 in debt and a recent study shows that more than half of Canadians under the age of 50 spend more money than they make. In 2011 statistics showed over 80,000 Canadians declared Bankruptcy. These facts coupled with increasing evidence that more and more Canadians are missing payments and sometimes defaulting on their loans, show just how common bad credit has become in our society.

The Suzuki Centre of Saskatoon helps good people overcome bad credit. Most banks and lending institutions put profit first but through a combination of strong lender partnerships, advanced credit knowledge and a drive to get credit challenged customers back on their feet, you can always count on the Suzuki Centre putting you first!

Does the Suzuki Centre just sell Suzuki's?

Our inventory at is a huge mix of new and used vehicles of all makes and models. View our always expanding used car inventory. If the Suzuki Centre doesn't have the car you want, we can get it.  We also have the strength of the entire FFUN Motor Group which allows us access to thousands of import and domestic vehicles, one that is right for you.

Will the Suzuki Centre of Saskatoon take my current vehicle in on trade?

We will always give you the best value for your trade in vehicle. Whether it's an older auto loan, current lease or even your first car, the Suzuki Centre will offer you top dollar for your trade. Our expert staff specializes in auto appraisals and this service is always free!

Apply now or contact us for more info!

What is the process?

The process is as simple as 1, 2, 3.

APPLY - First apply using our easy & secure online Credit Application for FREE
CHOOSE - Select the vehicle you want from our Online Inventory
DRIVE - Schedule an Appointment to work out the payment you can afford and pick up your new or used vehicle.

How much money do I need to make?

If you're a Saskatchewan resident and make a minimum of $1800 gross per month. Then you may qualify for a new or used auto loan. Apply now.

Is your service really FREE?

Absolutely! We cover the costs of our business and our superior service standards by selling cars, not by charging you excessive fees or billing you for our time. Our goal is to get you approved and into the car that you want. If we can't get you approved then we don't deserve your business. Fill out our FREE & SECURE credit application.

Do I need any money down?

Every day the Suzuki Centre of Saskatoon helps new credit and credit challenged customers finance their new or used car with no money down. We are here to make the deal work for you, so we will work with you and the bank to get you a car with the money down you can afford.  In some cases a down payment or trade equity will be required based on your credit situation.

Will my auto loan be an open loan?

Yes! The Suzuki Centre of Saskatoon works with many banks and finance companies that offer open loans. We will always get you the approval on the contract you want. Unlike other companies that claim to repair your credit or pressure you to sign contracts that do more harm than good, the Suzuki Centre will fully disclose the type of agreement you enter into and will never put its customers into a loan they cannot afford or don't understand!

You can pay out your new or used auto loan whenever you want with no fee's or penalties. If you want to trade in your vehicle for a different one and have made all your payments on time, then we guarantee you an even lower rate!

Where is the Suzuki Centre of Saskatoon?

We are located at 806 Circle Drive East, Saskatoon. We service all of Saskatchewan as well as our surrounding communities. Need a map for directions? Click here for our map and contact details.

What kind of auto loan payments do you offer?

We schedule your payments to match your pay cheque. The Suzuki Centre can set up your auto loan with a bi-weekly, semi-monthly or a monthly car payments!  

How can I re-establish my credit?

Your Credit Bureau is snap shot of your credit history. If the last activity on your credit bureau is derogatory then that's all a bank or finance company has to base its decision on. The best way to re-establish your credit after having missing payments, written off a loan or having a bankruptcy is to start proving yourself again. Auto loan history leaves some of the strongest impressions, so getting and paying one on time will benefit and correct your credit the most.

Every auto loan the Suzuki Centre puts together is registered to report with all Canadian Credit Bureaus that's means every payment you make on time is helping you work towards repairing your bad credit and a stronger credit history.

Can you lower my interest rate?

Yes. If you're successfully paying a high interest auto loan, the Suzuki Centre can often reduce your interest rate. If you come back to the Suzuki Centre and finance with us again we can guarantee you an ever better interest rate.

Which banks do you deal with?

The Suzuki Centre of Saskatoon only works with the most trusted and respecting finance institutions in Canada. We deal with almost 10 different banks and finance companies. Our process ensures that you, the customer, benefits from the best rates and best finance options available.  

How long is the Credit Application process?

2 minutes. Don't believe us? Get auto loan approved NOW by clicking here.  You'll need your date of birth, social insurance number, your landlord or mortgage information as well as your employment history.

What if I'm past due on my credit card or behind on other loans?

If you're struggling with your credit card payments or you're past due on any of your other loans, the Suzuki Centre can get you approved. We specialize in slow or past due credit.
Even if you have collections or a judgment on your credit bureau, we can still help. We deal with every kind of credit situation and pride ourselves on having the expert knowledge required to get you approved and driving no matter what credit you have.

What if I have a repossession reporting on my credit bureau?

If you had an auto loan repossessed or written off. We can still help. The Suzuki Centre can get you approved at a competitive interest rate even if you have a repo reporting on your credit bureau. Apply for financing now or contact us.

Can I finance a car with no credit?

Yes you can. A car loan is generally the best and strongest way to start your credit career. If you've never had any kind of credit, you still deserve that opportunity. The Suzuki Centre of Saskatoon specializes in getting people approved on their first loan. We are experts at getting young and first time buyers into car loans. Apply now.

Do I need a co-signor?

A co-signor or co-applicant can always help you but often is not required. Our credit experts will work with you to properly explain what co-signing means for both you and your co-signor. Apply for financing now or contact us.

I live far away and don't have a car? What should I do?

Apply for financing now or contact us.  We offer FREE PICK UP OR DELIVERY, ANYWHERE IN SASKATCHEWAN! That's right!  If you don't live in Saskatoon,  or surrounding area or you don't have a ride, we will drop off your new or used vehicle, come pick you up or even pay for your transit here.

What do I need to bring with me?

Your last two paystubs, your valid driver's license, a cheque from your bank chequing account or an auto debit form stamped by your financial institution, your last 30 days of bank statements and an additional proof for residency via a utility or telephone bill that matches your present address.  Apply for financing now or contact us for more details. 

I have bad credit or no credit, can you help me get a credit card?

Yes we can. The Suzuki Centre partners with banks that offer credit cards to credit challenged or no credit customers. The Suzuki Centre can help you get a credit card to establish your credit as part of your auto loan or on its own.

How do I apply?

Apply now by filling out this 100% Free, Fast & SECURE Online Finance Application. Apply over the phone by calling us or come and see us to apply in person. No appointment is necessary. Click here for contact and location information.